Blackjack is one of the Internet’s most popular casino table games. This game is played in casinos throughout the world and the same is implemented in the more convenient versions on the Internet.

The game is played against a dealer with a number of decks, varying between 1 and 8, depending on the type of blackjack. There is a huge scope for winning money in this game, so banking, in this case, is crucial for your overall experience. The best option for a successful management of your bankroll is the e-wallet. One of the most widely used e-wallets is PayPal.

Pros of Using PayPal to Play Blackjack

Generally, using PayPal as a payment option has a lot of advantages. They are even more in case you are a gambler in an online casino. The first pro that comes to mind is safety. PayPal is an e-wallet, which means that you gain some extra control over your finances. You have to insert money into your PayPal account before you use it, and this is the reason why it gives you a chance to keep track of your funds and not spend more than intended. Blackjack is a really quick game, so if you are not lucky enough, or simply lack the skills required, you may lose a lot of money in no time, if not careful. With PayPal you have access only to the money you have previously inserted into the e-wallet.

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PayPal is suitable for all novice players or gamblers who feel uneasy sharing personal information and card details. All you need in order to use it is an email and a password.

Also, there are a lot of gamblers, who prefer live games, where there are tables with really high stakes. PayPal is perfect for that because it provides you with high deposit limits, suitable for most of the tables.

Another great side of choosing PayPal for funding your casino account while playing is that your transactions are free and instant most of the time, excluding the pending period most casinos usually have for withdrawals.

PayPal can boast with a mobile app you can download. This feature may prove quite useful while you are on the go and far from your computer. It includes everything the browser version does, but it is made compatible with phones. There are a lot of mobile casino applications, so you can enjoy a game or two wherever you are, keeping your banking simple as well.

Last, but not least, PayPal offers a deposit, as well as a withdrawal option. This makes it perfect for the type of online casinos which require that you use one and the same method for both your deposits and cash-outs.

Cons of Using PayPal to Play Blackjack

Even though PayPal is quite a convenient payment method, it has some disadvantages. You have to be fully aware of them when you consider using it, especially for making blackjack bets.

One of the major cons is that this payment method is not accepted in some casinos and even whole countries. This may be quite inconvenient for some players, who are residents of these countries or are used to playing blackjack in a particular casino they prefer. For example, using PayPal for gambling is not allowed in the USA and Canada.

The largest drawback of choosing PayPal as a blackjack payment method is its maximum limits. They can be increased, more or less, by verifying your PayPal account and connecting it to your bank account or card.

PayPal Used by Blackjack Players

There are different types of table limits in blackjack, depending on the players and their bets. The common minimum is $2 and the usual maximum is no more than $500, but high-rollers and some mid-rollers, though, are an exception from this rule. These limits may differ, depending on the casino where blackjack is offered. The sums, mentioned below are for some NetEnt online variations of the game and may be different for other providers.

For the convenience of players, there are separate tables for the different types – high-, mid- and low-rollers. PayPal has its restrictions on the sum you can deposit and withdraw, too. It would be wise to check twice whether all these limits meet your needs and compare them to the ones your casino has, before choosing PayPal as your payment method for a game of blackjack in particular.

PayPal is a great option for casual players. The table limits for them can be from $0,10 to $5 or from $1 to $40. It all depends on the casino you are playing in. Casual players do not tend to bet large amounts of money (less than $500 on average), so most commonly, PayPal can cover their betting amounts without any problems.

Mid-rollers may use it too. There are tables with limits between $0.50 and $500. After you have verified your PayPal account, its limits become quite high. You can still bet confidently and be sure that your funds will be transferred successfully.

The case is a bit different with high-rollers, as the amounts they tend to bet are more than PayPal will sometimes allow them to. The maximum limit for sending money is $10 000 per transaction, even though you can send up to $60 000 in total. Some high-rollers may not be satisfied with these sums, as there are tables where the limits are extremely high and reach the amount of $75,000 per hand.

To all them, we strongly recommend that they choose another payment method, providing the player with bigger freedom of finances and higher transfer limits.

PayPal Fees

There are conversion charges for any transaction requiring currency, different from the one in your PayPal account. The usual fee for players from the UK and Ireland is between 3% and 4% above the Base Exchange Rate. For users from other than these two countries, the fee is 4% above the Base Exchange rate.

One of the reasons one may prefer PayPal to other payment methods is that deposits to and withdrawals from online casinos are usually completely free, no matter how much money you decide to insert or take out.

Deposit/Withdrawal Time

Deposits take up to 10 minutes to be processed and you can use your funds instantly after that. Withdrawals are instant, too. However, most casinos have a pending period, during which you may reverse your cashout, so you may have to wait a bit before you lay a hand on your money.

Conclusion

PayPal is a great payment method, offering gamblers a wide range of payment options in one product. For all gamblers, this is a secure and convenient payment option to choose for their blackjack game. Its instant services and free transfers, make one’s experience while playing quick, easy and pleasant.

PayPal is perfect for casual players and mid-rollers, as the sums they typically bet are within the limits it has. The only ones, who may have problems with these sum restrictions, are the high-rollers. However, for all players who put security in the 1st place, PayPal is the perfect way to have fun without worrying about your finances.

• Appendices
• Miscellaneous
• External Links

Introduction

Blackjack switch is a blackjack variant which allows the player to do what is normally considered a classic cheating manoeuver, trading cards between two hands. The player must make two bets of equal size and is allowed to switch the second card dealt to each hand. Of course, nothing good comes without a trade-off. In this case a dealer 22 results in a push against all non-busted hands and blackjacks pay even money.

The game goes by the name Blackjack Exchange at the Bregenz Casino in Austria.

Rules

• All rules are based on conventional blackjack unless otherwise noted.
• Six or eight decks are used.
• Dealer usually hits a soft 17. I hear in Ontario, Canada, the dealer stands on soft 17.
• The player must make two bets of equal size.
• Cards will be dealt face up.
• Dealer will peek for blackjack with an ace or ten up. If the dealer has a blackjack all player hands will immediately lose, except a player blackjack will push.
• The player may switch the second card dealt to each hand. For example, if one hand has 5,10 and the other has 10,6, the player may switch the 10 and 6 to have two hands of 11 and 20. The player may also switch cards to form a blackjack.
• If the player switches to a blackjack, it counts as 21 points.
• Player may double on any 2 cards.
• Player may double after a split.
• Player may resplit up to four hands.
• Winning player blackjacks pay even money.
• A dealer total of 22 will push against any player total of 21 or less. A player blackjack will still beat a dealer 22.

Russian Rules: Same as the rules above, except early surrender allowed (sometimes not against an ace), dealer does not take a hole card, and dealer stands on soft 17.

Playing Strategy

The following tables show the basic strategy under the 8-deck Las Vegas rules after the switch decision has been made. The reason for the differences compared to conventional blackjack strategy is the push on 22 rule.

If 6 decks are used the player should double 9 against a 5.

At this time I have not created a strategy for the Russian rules or Ontario rules.

Simple Switching Strategy

The following is the 'Cindy Liu Simple Switching Strategy,' appropriate under the Las Vegas rules. It is based on the following list of hands in order of strength:

1. 21
2. 20
3. 19
4. AA
5. 11
6. 10
7. 9
8. 18 or 8
9. 8,8 with 2-8 up

Following is how to use it.

1. Against a dealer 7 or 8, balance the hands, by making the weaker hand as high as possible, using the above scale of hands, if you can.

2. Against any other dealer up card, maximize the strength of the higher hand, using the scale above, if you can.

3. If you can't achieve one of the desired hands in the list, then make the strongest hand possible from the following list, in order of strength:

   • 7 or 17
   • any hand that should be split
   • any 12
   • any 13

4. Exceptions:

   • With A,A + 3,8 — keep the aces together.
   • With A,A + 2,9 — keep the aces together if the dealer has 2-6
   • With A,A + 2,8 — keep the aces together

The simple strategy, compared to optimal strategy, results in a cost of errors of 0.17%. It results in an error once every 18.6 hands, and an error with an expected value of more than 10% once every 82 hands.

Advanced Switching Strategy

The following is the 'Cindy Liu Advanced Switching Strategy,' appropriate under the Las Vegas rules. To use it, add up the points for each hand for both ways to play them, and play the one with the greater number of points. In the case of a tie, use the the simple strategy.

Let's look at an example. Suppose you have 8+4 and A+8 against a dealer 6, where the underlined card is the second one dealt. So you can play (1) 12 and soft 19, or (2) 8-8 and soft 15. Which pair of hands is better? According to the table, the 12 is worth 0 points and the soft 19 is worth 1, for a total of 1. For the alternative, 8-8 is worth 1 and the soft 15 is worth 1, also for a total of 2. So the odds favor switching to 8-8 and soft 15. Note that the simple strategy would incorrectly advise the player to not switch. My Blackjack Switch appendix 1 shows that the combined expected value of 12 + soft 19 is -0.2108+0.3634=0.1526, and 8-8 + soft 15 is higher at 0.1461+0.0365=0.1824.

The cost of mistakes in the advanced strategy, compared to optimal strategy, is 0.08% only. The player will make an incorrect decision once every 24.5 hands, and a mistake with an expected value over 10% once every 250 hands.

I also have a printer friendly version (PDF) of both switching strategies, as well as the basic strategy.

Pagos Del Blackjack

Arnold Snyder Switching Strategy

The Big Book of Blackjack by Arnold Synder contains an easy and intuitive switching strategy. Out of respect for copyright, I won't say more than that about how it works. According to Cindy Liu, the Sndyer strategy results in a cost of errors of about 0.2% compared to optimal strategy. Besides that, I highly recommend the book for breaking new ground in blackjack, which is not easy to do any more.

Switching Calculator

My Blackjack Switch calculator, courtesy of Jing Ding, will advise when to switch in any situation. The calculator is based on the Playtech rules and an infinite deck assumption.

House Edge

Under the standard Las Vegas rules, with six decks, the dealer hits a soft 17, and a switched blackjack counts as 21 points, the house edge is 0.58%, assuming optimal strategy. Follow are the effects on the house edge of some rule variations:

• Eight decks: +0.02%
• Switched blackjack automatically wins: -0.40%
• Blackjack automatic winner: -0.21%
• Dealer stands on soft 17: -0.30%

The house edge under the Russian rules is 0.20%, assuming early surrender against an ace is allowed.

Side Bet

There is also a Super Match side bet based on the player's initial four cards. The following table shows the paytable, probability, and return of each hand:

Super Match Side Bet

The lower right cell shows a house edge on the side bet of 2.55%.

C4

The Casino Bregenz in Austria offers Blackjack Switch under the name Blackjack Exchange. They add a side bet called the C4, which is based on the poker value of the player's initial four cards. The table below shows a house edge of 14.32%, based on six decks.

Pagos Blackjack Games

C4 — Six Decks

With four decks, the house edge of the C4 is 18.02%. With eight decks it is 12.40%.

Other Switch Pages

• Printer friendly basic and switching strategies (PDF).
• Appendix 1: Expected value table for each initial hand, for purposes of making accurate switching decisions.

Acknowledgements

My thanks to Cindy Liu for both her simple and advanced switching strategies, Jing Ding for his switching calculator, and to Gabor for his mathematical contributions.

External Links

Pagos Blackjack Poker

• German translation of this article.
• Interview with the inventor of Blackjack Switch Geoff Hall

Pagos Blackjack Rules

Tabla De Pagos Blackjack